If you are a Blogger who needs to pay web hosting fees or who has to register domain names from International companies then this article would be useful to you. With the recent Paypal Restrictions in India everyone who does not have a Credit Card is in a problem and there are always a few options available like the PayPal Alternatives but without a Credit Card the issues don’t stop.
Freelancers also have to make payments to sub-contractors or partners for the projects which they have taken from the eastern countries. Hence getting a Credit Card in India is quite hard, following which options like the Instant Credit Cards are some of the best ones as of now. Following this Axis Bank is the second leading Bank which offers this kind of facility.
Axis Bank offers Easy Credit Card in two variants ie
- Axis Easy Gold Credit Card – Rs 10,000 Limit
- Axis Easy Platinum Credit Card – Rs 25,000 Limit
The difference between both these cards is mainly the Credit Limit and a few different discount options. These cards come with the minimum documentation and guaranteed approvals because of the fixed deposit you deposited with these banks.
In order to Apply for this Card you need to SMS ‘EASYCC’ to 54646 and the team from Axis would contact you and get started with the process of opening a FD Account and then issuing the Credit Card. The only problem with this facility is that the Credit Limit is only 40% on the FD amount while ICICI offers you with 85% Credit Limit. Though this can be used as an alternative option and used to make your bills payments, e-commerce purchases and travel payments online with the VISA cards all of which are covered under VBV which is a facility for Secured Online Transactions.
Anand Kumar says
2 Major pvt sector bank have such services against Fixed Deposits. HDFC Bank is not one of them. Definitely it will cause huge sell of CC. I think some public sector bank should bring such services.
Paras Sharma says
this is what we are looking for , products for bloggers and freelancers, waiting for subsdairy from indian government for bloggers and freelancers 😛 lol !!
Anand Kumar says
The feature called VBV (Verified by Visa) and Master card secure code should be optional. Earlier I was able make any online payments using my Debit Cards. But after this VBV and Master card secure code i am not able to pay my online bills. No internationls have VBV or Master card sec…. (Like Google Checkout, Paypal, … )
It really painful for bloggers or freelancer like me..
Saurabh says
Enjoy the flexibility of deciding your own credit limit. You can choose any limit up to 80% of the FD Principal value. – Note: upto 80 % as stated on axis bank website…
Kindly note the minimum Fixed Deposit requirement for issuance of Easy Credit Card:
* Easy Platinum Advantage & Easy Platinum – Rs. 65,000
* Easy Gold – Rs. 25,000
Easy Credit Card cannot be issued against Tax Saver FDs, Flexi-Deposits (Auto-sweep FDs), FDs in the name of HUF/Society/Trust/Companies. Easy Credit Card cannot be issued to minors. …
Well, there are such credit cards from other banks also.. Like SBI advantage card, check about it..
Pc Admin says
really helpful for bloggers after 1st march when paypal will be nearly dead for indian users 🙂
but we need to do a fd first 🙁
Arup Basak says
Again, Balurghat Branch (AXIS BANK, Balurghat Branch, Dakshin Dinajpur, West Bengal) doesn’t have this facility. Will I ever get a CC?
Amit Bhawani says
Final option try out the Credit Card facility from SBI Bank which is also offered on the same lines ie FD Account.
Arup Basak says
Waiting for a post by you on SBI CC….
But again, will Balurghat SBI have this facility.
Wish it will be possible to create an Axis or Icici Fd and CC from home through internet. Then I’ll open account in your Hyderabad branch.
Praveen says
Will I get Credit card from SBI Amit Bro?? Iam doing my graduation..
Amit Bhawani says
Yep you can, just ask them once.
Manoj Sharma says
These days many banks offer the same scheme, suppose if anyone makes a FD worth Rs- 20k then he can use the credit limit upto 80% – specially SBI bank offers this scheme.
Bhavya KAMBOJ says
I am trying so many times to pay through my pnb debit card but unable to do so. And being a student I have no means to get a credit card for myself, what should I do? Means no income and no way to purchase domains, hosting etc…
shyam jos says
HDFC bank’s virtual credit card is better
ram jain says
My Friend i tried to use hdfc netsafe card but it on;y gets verify you can’t use it on paypal cause it expires in 24 hour it sucks
its far easy to link a credit card rather then this virtual shit
saif says
axis easy credit card ?
LIKE IF I FD OF 2 LAKHS ? HOW MUCH WOULD BE THE LIMIT RS80,000>? AND HOW MUCH MONEY CAN I DEPOSIT IN MY CREDIT CARD? LIKE I want to withdraw 5 laks rs from forex trading . will i recieve that much in my credit card or it has a recieving limit? what can i do to uplift the limit?
tutu says
i want to know about prepaid credit card.pls help me.
saif says
easy credit card is no longer available
pratik ghiya says
its because most people have misused…credit card they never pay their dues and just leave as it is…so banks have started to take care before providing credit cards.
Sumanth says
It would be better if this scheme reenter by having much security measures to not misuse this…