{"id":12878,"date":"2010-07-29T13:54:08","date_gmt":"2010-07-29T13:54:08","guid":{"rendered":"https:\/\/www.amitbhawani.com\/blog\/?p=12878"},"modified":"2010-07-29T13:54:08","modified_gmt":"2010-07-29T13:54:08","slug":"online-banking-safe","status":"publish","type":"post","link":"https:\/\/www.amitbhawani.com\/blog\/online-banking-safe\/","title":{"rendered":"What is Online Banking &#038; Is it Safe?"},"content":{"rendered":"<p>Today with the advent of technology and advancement especially in the field of internet and computing; one will not have to stand in the queue for long hours to do his banking tasks. Today, most of the banks, whether public or private, provides with the facility of internet banking or online banking. Other than mere banking activities, online banking also provides the facilities like bill payments, fund transfer across other bank accounts, manage savings, and various others. With the advent of online banking or internet banking, the customer can avail the banking facilities from any corner of the world. He does not need to visit the bank branch to do his job done. Rather he just needs a computer and an internet connection for having his banking done.<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/www.amitbhawani.com\/blog\/wp-content\/uploads\/2010\/07\/Online-Banking.jpg\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"alignright size-full wp-image-12879\" title=\"Online Banking\" src=\"https:\/\/i0.wp.com\/www.amitbhawani.com\/blog\/wp-content\/uploads\/2010\/07\/Online-Banking.jpg?resize=320%2C240\" alt=\"Online Banking\" width=\"320\" height=\"240\" srcset=\"https:\/\/i0.wp.com\/www.amitbhawani.com\/blog\/wp-content\/uploads\/2010\/07\/Online-Banking.jpg?w=320&amp;ssl=1 320w, https:\/\/i0.wp.com\/www.amitbhawani.com\/blog\/wp-content\/uploads\/2010\/07\/Online-Banking.jpg?resize=300%2C225&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.amitbhawani.com\/blog\/wp-content\/uploads\/2010\/07\/Online-Banking.jpg?resize=150%2C112&amp;ssl=1 150w\" sizes=\"auto, (max-width: 320px) 100vw, 320px\" \/><\/a>When a customer opts for online banking he is provided with a user identification number and a password that he needs to enter every time when accessing his bank account through the bank website. \u00a0But many people today question about the safety and security of online banking. Yes, online banking is totally safe and secure, only that you have to remember certain thumb rules to operate your account through the internet. Certain things must be kept in mind when you opt for online banking.<\/p>\n<ul>\n<li>Firstly, when you are accessing your account on the internet, you should never do so from a public computer like a cyber caf\u00e9 or someone else\u2019s machine. Malwares and spywares can be present on the machine that can track your online transactions.<\/li>\n<li>You must have a regular check on your online account to make sure of any unusual transactions.<\/li>\n<li>You must never disclose your online account password or more accurately the PIN number (personal identification number) to anybody, no matter who he\/she is. You must not disclose it even to people who claim to be from the bank. You may be asked to verify your address, birth date or other information but it must be kept in mind that a bank never asks you to verify your PIN number.<\/li>\n<li>The password or PIN number must be strong enough for anybody to make a guess. It must not be any personal information like anniversary or birthday or name which is quite easy to guess.<\/li>\n<li>Your personal computer or laptop through which you access your bank account must be kept safe with proper antivirus and updates in order to keep it safe from hackers.<\/li>\n<li>Do not respond to <a href=\"https:\/\/www.amitbhawani.com\/blog\/bank-email-fraud-protection\/\">mails that you receive with a subject related to your online banking<\/a> that drives you to some other websites other than the actual bank website.<\/li>\n<li>You must keep all your electronic receipts and fund transfer bills so that it can be verified later, if needed.<\/li>\n<\/ul>\n<p>If the above points are kept in mind online banking can be much safer than the usual banking process, and most important it helps you a lot by saving your time and providing with several facilities that you cannot opt for in a general bank account.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Today with the advent of technology and advancement especially in the field of internet and computing; one will not have to stand in the queue for long hours to do his banking tasks. Today, most of the banks, whether public or private, provides with the facility of internet banking or online banking. Other than mere [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":12879,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1280],"tags":[],"class_list":["post-12878","post","type-post","status-publish","format-standard","has-post-thumbnail","category-what-is","entry"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.amitbhawani.com\/blog\/wp-content\/uploads\/2010\/07\/Online-Banking.jpg?fit=320%2C240&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":3501,"url":"https:\/\/www.amitbhawani.com\/blog\/paypal-bank-problem\/","url_meta":{"origin":12878,"position":0},"title":"Paypal Bank Withdrawal Problem &#8211; Payments Not Processed","author":"Amit Bhawani","date":"March 5, 2009","format":false,"excerpt":"There are reports all over the web that the Paypal to Bank withdrawals which were made between Feb 19 to Feb 24 are being delayed and not being processed in the Indian Bank Accounts. But in a interesting situation i made a withdrawal of a small amount on feb 26th\u2026","rel":"","context":"In &quot;Tech News&quot;","block_context":{"text":"Tech News","link":"https:\/\/www.amitbhawani.com\/blog\/category\/tech-news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.amitbhawani.com\/blog\/wp-content\/uploads\/2010\/12\/Paypal-Sucks-Problems.jpg?fit=550%2C309&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.amitbhawani.com\/blog\/wp-content\/uploads\/2010\/12\/Paypal-Sucks-Problems.jpg?fit=550%2C309&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.amitbhawani.com\/blog\/wp-content\/uploads\/2010\/12\/Paypal-Sucks-Problems.jpg?fit=550%2C309&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":5822,"url":"https:\/\/www.amitbhawani.com\/blog\/pay-utility-bills-online-free-of-cost-via-icici-bank-account\/","url_meta":{"origin":12878,"position":1},"title":"Pay Utility Bills Online free of Cost via ICICI Bank Account","author":"Tony Stark","date":"November 18, 2009","format":false,"excerpt":"If you own a ICICI bank account in India then you can pay all your utility bills from your office, home or any location. You just need to register with the available billers to get started and pay your bills every month on time automatically. First of all you need\u2026","rel":"","context":"In &quot;Tips &amp; Tweaks&quot;","block_context":{"text":"Tips &amp; Tweaks","link":"https:\/\/www.amitbhawani.com\/blog\/category\/tips-tweaks\/"},"img":{"alt_text":"ICICI Bank","src":"https:\/\/i0.wp.com\/www.amitbhawani.com\/blog\/wp-content\/uploads\/2009\/09\/ICICI-Bank-150x150.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":11294,"url":"https:\/\/www.amitbhawani.com\/blog\/ways-protect-online-fraud\/","url_meta":{"origin":12878,"position":2},"title":"20 Tips to Protect Yourself from Online Fraud","author":"Amit Bhawani","date":"June 2, 2010","format":false,"excerpt":"With the advent of better technologies and a huge advancement in the world of internet marketing, there had been a parallel increase in the incidences of internet frauds. Online frauds have increased many folds in the couple of years and have become a severe headache for the entire humanity. The\u2026","rel":"","context":"In &quot;Security Blog&quot;","block_context":{"text":"Security Blog","link":"https:\/\/www.amitbhawani.com\/blog\/category\/security\/"},"img":{"alt_text":"Protect Online Fraud","src":"https:\/\/i0.wp.com\/www.amitbhawani.com\/blog\/wp-content\/uploads\/2010\/06\/Protect-Online-Fraud-150x150.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":11224,"url":"https:\/\/www.amitbhawani.com\/blog\/how-to-fix-website-security-certificate-error\/","url_meta":{"origin":12878,"position":3},"title":"How to Fix Website Security Certificate Error","author":"Amit Bhawani","date":"June 6, 2010","format":false,"excerpt":"Recently one of our website visitor emailed us saying that they were getting some error on a website which said 'Security Certificate Expired' and were worried if their computer was attached with a virus or else if the website had some issues. This had happened actually with two different websites\u2026","rel":"","context":"In &quot;How to Guide&quot;","block_context":{"text":"How to Guide","link":"https:\/\/www.amitbhawani.com\/blog\/category\/how-to\/"},"img":{"alt_text":"Internet Explorer Security Certificate Expired","src":"https:\/\/i0.wp.com\/www.amitbhawani.com\/blog\/wp-content\/uploads\/2010\/06\/Internet-Explorer-Security-Certificate-Expired-233x300.png?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":1673,"url":"https:\/\/www.amitbhawani.com\/blog\/icici-bank-secure-safe-bankrupt\/","url_meta":{"origin":12878,"position":4},"title":"ICICI Bank Secure &#038; Safe Not BankRupt","author":"Amit Bhawani","date":"October 13, 2008","format":false,"excerpt":"Here is a message i recieved from Mr. V.Vaidyanathan, Executive Director ICICI Bank Ltd in relation to the ICICI Bankrupt scenario and the bank financial positions. RBI had also announced that the funds of the investors is completely safe with ICICI bank and no one had to worry, followed by\u2026","rel":"","context":"In &quot;Tech News&quot;","block_context":{"text":"Tech News","link":"https:\/\/www.amitbhawani.com\/blog\/category\/tech-news\/"},"img":{"alt_text":"Icici Bank Logo","src":"https:\/\/i0.wp.com\/www.amitbhawani.com\/Images\/I\/ICICI-Bank-Logo.gif?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":1542,"url":"https:\/\/www.amitbhawani.com\/blog\/icici-bank-india-bankrupt\/","url_meta":{"origin":12878,"position":5},"title":"ICICI Bank India Bankrupt Story","author":"Amit Bhawani","date":"September 30, 2008","format":false,"excerpt":"ICICI Bank India falls to a 52-week low and there are rumours all over the world that says that ICICI is going to follow Lehmann Brothers Inc of USA which is filing for bankruptcy. Also Meryl Lynch has been sold out & AIG has been bailed out by Federal reserve\u2026","rel":"","context":"In &quot;Tech News&quot;","block_context":{"text":"Tech News","link":"https:\/\/www.amitbhawani.com\/blog\/category\/tech-news\/"},"img":{"alt_text":"ICICI Bank India","src":"https:\/\/i0.wp.com\/www.amitbhawani.com\/Images\/I\/ICICI-Bank-Logo.gif?resize=350%2C200","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.amitbhawani.com\/blog\/wp-json\/wp\/v2\/posts\/12878","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.amitbhawani.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.amitbhawani.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.amitbhawani.com\/blog\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.amitbhawani.com\/blog\/wp-json\/wp\/v2\/comments?post=12878"}],"version-history":[{"count":0,"href":"https:\/\/www.amitbhawani.com\/blog\/wp-json\/wp\/v2\/posts\/12878\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.amitbhawani.com\/blog\/wp-json\/wp\/v2\/media\/12879"}],"wp:attachment":[{"href":"https:\/\/www.amitbhawani.com\/blog\/wp-json\/wp\/v2\/media?parent=12878"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.amitbhawani.com\/blog\/wp-json\/wp\/v2\/categories?post=12878"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.amitbhawani.com\/blog\/wp-json\/wp\/v2\/tags?post=12878"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}